Make 100% sure you trust who you want to marry. You should know that even through the worst of times, your spouse will be there for you, and that you can grow together.
Finish school first. The truth is, as a new family you will need money in order to survive. Education is the best tool to build the financial foundation for your marriage and a healthy lifestyle.
Think about where you and your spouse will go if you get married. Are you ready to move in with him or her? Do a cost-benefit analysis of the situation. Will waiting to get married be more financially savvy? Will getting married now help taxes?
Make it a point to discuss financial issues with your partner. It is important for a solid union to know what to expect from the other.
Have you developed a budget that has been reality-tested? You should be in a position to demonstrate your ability to live independently before you think that’s it time to get married. It’s even better to have lived independently (as individuals) before thinking of getting married. Getting married should be a matter of making life commitments – not a means of making ends meet.
If you have a budget together and it’s been vetted for reasonableness, have you then considered what that budget might look like if you add a newborn baby (or two) to the mix? You know the old saying: “First comes love, then comes marriage, then comes baby in the baby carriage.” These are serious issues and have life-lasting consequences – everyone needs to consider them thoroughly.
How do you feel about your partner’s family? Will they be very involved in your joint lives? How does your family feel about your partner? Consider how much you value the opinions of your family and assess the situation.
Can you talk to your partner about private issues easily? If not, then don’t marry him or her.
Most of all, just know in your heart and your gut that you are honestly happy and this person accepts you for who you are and vice versa. Money shouldn’t be the reason if you guys aren’t as lucky as others build up together. That’s real love. It’s about being supportive for each other. Make sure you love one another, too!